Disclosure & Privacy Policy of InsuranceCheck.co.nz

Introduction:

At InsuranceCheck.co.nz, we prioritise the privacy of our users. This policy outlines how we collect, use, and protect your personal information in compliance with the Privacy Act 2020 of New Zealand.

1. Purpose of Collection:

We collect personal information primarily for marketing purposes, connecting individuals with businesses that offer the services they're interested in.

2. Information We Collect:

• Personal details: Name, email, phone number, postal address.
• Demographics: Gender, age, employment status.
• Financial details: Homeownership status, borrowing intentions.
• Health details: Specific conditions, smoking habits.

3. How We Collect Information:

Information is collected directly from users when they fill out forms, surveys, or quizzes on our website.

4. Use of Information:

We sell the collected information to our clients, who will then contact users regarding their services.

These clients are Financial Advisers who are licensed and registered Financial Advice Providers listed on the Financial Service Provider Register (FSPR).

We ensure that these clients are compliant with New Zealand's privacy regulations.

5. Storage and Security:

We employ robust security measures to protect user data. While no system is infallible, we strive to keep your data safe. Data may be transferred internationally, and we ensure that such transfers comply with New Zealand regulations.

6. Tracking:

Our website uses cookies and tracking pixels for optimisation and user experience enhancement. Users can opt out of cookies if they choose.

7. Rights of Individuals:

In line with the Privacy Act 2020:

• Users can request access to their personal information.
• Users can ask for corrections if the information we hold is incorrect.
• Users have the right to request deletion of their information.
• Users can withdraw consent for data use at any time.

8. Data of Minors:

We do not knowingly collect data from individuals under 13. If we discover such data, we will take steps to delete it.

9. Updates:

This policy will be reviewed and updated regularly to ensure ongoing compliance. Users will be notified of significant changes.

10. Usage Data and Website Monitoring:

We may also process your usage data, which includes details such as your IP address, geographical location, the manner in which you used our site, and other related metrics. This data is collected for our legitimate business purpose of monitoring, analyzing, and improving our website's functionality and user experience.

Financial Advice and Remuneration Disclosure:

• No Direct Financial Advice: By using InsuranceCheck.co.nz and submitting your details, you acknowledge that no information on this site should be considered as direct financial advice. Any advice or recommendations you receive will come from a registered financial adviser based in New Zealand, qualified to advise on the information you have provided. This advice can be delivered via phone, Zoom (or similar) or a face-to-face meeting.
• Data Sharing with Financial Advisers: We share the data collected with a Financial Advise Provider who will contact you to provide further information and advice tailored to your needs. We do not share or on-sell your data to any other third parties.
• Remuneration: InsuranceCheck.co.nz receives remuneration for providing your details to Financial Advise Providers. The providers are compensated through commissions from insurance companies based on the policies you might choose. You have the right to inquire about the commission structure and how the advisers are rewarded. Additionally, you can request a copy of their disclosure statement, which will be provided free of charge.
• Marketing and Remarketing: We may engage in remarketing efforts to provide you with relevant advertisements. This includes using cookie tracking codes in line with Google & Facebook advertising guidelines.
• Accuracy and Updates: While we strive to ensure the accuracy of the content on our site, we do not guarantee or warrant any claims made. We are not an insurance company, and the information displayed from assessments on our site is a basic overview. The final advice will be provided by the financial adviser based on a comprehensive analysis of your situation.

Contact

This website insurancecheck.co.nz is owned by Focus Media, a division of Tech Fx Ltd (the company). Registered Address: Level 6, 135 Broadway, Newmarket, Auckland, 1023, New Zealand NZBN: 9429037601713.

If you have any questions about this privacy policy or our treatment of your personal information, please write to us by email to hello@focusmedia.co.nz